Joydeep Mukherji is a managing director at Standard & Poor’s Ratings Services. He is currently the sector specialist for Sovereign Ratings in the Americas. Joydeep joined the Sovereign group of Standard & Poor’s in 1996 and has worked with credit ratings in Asia and the Western Hemisphere. Before joining Standard & Poor’s, Joydeep worked for five years in corporate and investment banking in Canada with CIBC Wood Gundy, working mainly with asset securitization. He has also worked as an economic consultant to the Asian Development Bank in the Philippines and briefly as a financial journalist with the Globe and Mail in Canada. Joydeep received his bachelor of arts degree in economics from the University of Toronto and his master’s degree in public policy from the Woodrow Wilson School of Public and International Affairs at Princeton University.